Mankind accepts good fortune as his due, but when bad occurs, he thinks it was aimed at him, done to him, a hex, a curse, a punishment by his deity for some transgression, as though his god were a petty storekeeper, counting up the day's receipts.

Good fortune is lighter than a feather,
But no one knows how to carry it;
Misfortune is heavier than the earth,
But no one knows how to escape it.
(p. 40)

Risk is what you control and fortune is really all about risk. Bottom Line: Fortune comes from big money bets on very low probability events

Many come to seek fortunes who only find trouble and sorrow, and then they throw the blame on chance, and forget the true cause is their own idleness and vice and want of commonsense. Whoever is sober and industrious, honest and economical, gets on.

Misfortune is a kind of talisman whose virtue consists in its power to confirm our original nature; in some men it increases their distrust and malignancy, just as it improves the goodness of those who have a kind heart.

We cannot force Fortune against her will.

I don't believe that Nature's powers
Have tied her hands or pinioned ours,
By marking on the heavenly vault
Our fate without mistake or fault.
That fate depends on conjunctions
Of places, persons, times, and tracks,
And not on the functions
Of more or less of quacks.

When bad fortune occurs, the unresourceful, unimaginative man looks about him to attach the blame to someone else; the resolute accepts misfortune and endeavors to survive, mature, and improve because of it.

We make our own fortunes, and call them fate.

It is not my prayer and humility that you cause things to go as you wish, but by acquiring a knowledge of natural laws.

The law presumably says that it is finest to keep as quiet as possible in misfortunes and not be irritated, since the good and bad in such things aren't plain, nor does taking it hard get one anywhere, not are any of the human things worthy of great seriousness.... One must accept the fall of the dice and settle one's affairs accordingly — in whatever way argument declares would be best. One must not behave like children who have stumbled and who hold on to the hurt place and spend their time in crying out; rather one must always habituate the soul to turn as quickly as possible to curing and setting aright what has fallen and is sick, doing away with lament by medicine.

And I saw that truly nothing happens by accident or luck, but everything by God's wise providence. If it seems to be accident or luck from our point of view, our blindness and lack of foreknowledge is the cause; for matters that have been in God's foreseeing wisdom since before time began befall us suddenly, all unawares; and so in our blindness and ignorance we say that this is accident or luck, but to our Lord God it is not so.

We grossly overestimate the length of the effect of misfortune on our lives. You think that the loss of your fortune or current position will be devastating, but you are probably wrong. More likely, you will adapt to anything, as you probably did after past misfortunes.

It has been observed in all ages that the advantages of nature or of fortune have contributed very little to the promotion of happiness; and that those whom the splendour of their rank, or the extent of their capacity, have placed upon the summits of human life, have not often given any just occasion to envy in those who look up to them from a lower station; whether it be that apparent superiority incites great designs, and great designs are naturally liable to fatal miscarriages; or that the general lot of mankind is misery, and the misfortunes of those whose eminence drew upon them an universal attention, have been more carefully recorded, because they were more generally observed, and have in reality only been more conspicuous than others, not more frequent, or more severe.